Sayit.Auradoesit.

Your money, handled in one chat. Aura grows what's sitting idle and gets you more from what you already spend. Nothing moves without your OK.

Open my app

WHAT AURA DOES

One chat for your money.

Put idle money to work.

Aura spots the balance you're not using and shows you how much it could grow before you move a dollar.

Aura AI

Ask anything or search

Aura can make mistakes. Check important info.

How it works

Open Aura

Tap Aura on your Home screen, or tap its message when it shows up.

Say what you need

Type it, say it or pick an option. Aura already knows your account.

Confirm and done

Aura shows you the full picture first. Swipe to confirm and it takes care of the rest.

Aura AI

Ask anything or search

Aura can make mistakes. Check important info.

FUTURE FUND

Idle money, now growing.

Aura spots the balance you're not using and moves it to Future Fund, where it grows at 3% APY with no lock-ups, or up to 5% when you lock it for longer. Reserve members get up to 5.25%.

APY, withdraw anytime

0.0%

APY with Reserve

0.00%

APY, longest lock with Reserve

See how much it could grow before you move anything
Set an auto-deposit once and grow every payday

RESERVE

Real money back, right after you spend.

Book a flight, take a ride or do your groceries and Aura tells you what came back with Reserve.

Not a member yet? Aura shows you what you could have gotten, and gets you set up in one chat.

Up to $600 in Reserve Credits for pets, wellness and learning and $100 a month in VIP lounges

0%Travel and ride sharing

0%Restaurants, delivery, entertainment, fashion, technology, AI and beauty

0%Everything else

Up to $200 in cashback a month

Swipe to confirm

YOU'RE IN CONTROL

Nothing moves without your OK.

Aura shows you every detail before it acts, and nothing happens until you swipe to confirm. Change the amount, set a reminder or say no. You decide.

Learn more

Your money is one chat away.

Open my app

Future Fund rates are annual percentage yields and can change. Rates for Reserve members apply with an annual Reserve membership.

Reserve cashback is capped at $200 a month. Reserve is an annual membership.

Aura can make mistakes. Check important info before you rely on it.